logo
logo logo
المرصد الرياضية

هل الأفضل شراء منزل أم تأجيره؟.. بالفيديو.. أستاذ استثمار يُجيب ويكشف عن الحل الأفضل

هل الأفضل شراء منزل أم تأجيره؟.. بالفيديو.. أستاذ استثمار يُجيب ويكشف عن الحل الأفضل
7 شهر 42 1

صحيفة المرصد: قال أستاذ المالية والاستثمار في جامعة الإمام الدكتور محمد مكني، إن الإيجار يكون هو الحل في حال كان الشخص لا يمتلك القدرة المالية على شراء منزل العمر.


وقال "مكني"، خلال حديثه عبر قناة mbc1: "الآن هناك الكثير من المسوقين في القطاع العقاري بدأوا يلمحون إلى أن الفرصة مواتية اليوم لأن تحصل على وحدات سكنية وستنخفض أسعار الفائدة".


وأضاف: "لكن هذا توجيه للأشخاص إلى الفرص طويلة الأجل، وهذا خطر فلا يمكن أن ندفعهم لالتزامات طويلة الأجل لسنوات عديدة".


وتابع: "شراء وحدات سكنية مكلفة جدا يجعل الشخص يعيش هو وأسرته في مستويات دخل متدنية وقد تؤدي إلى مشاكل عديدة، لذلك يكون الإيجار هو الحل الأفضل".

التعليقات (42)

التعليقات مغلقة

MessagesRequestTimelineExceptionsViews10Queries8Models3Livewire0MailsGate
SettingsRequest history256msRequest Duration47MBMemory Usage10.x
Laravel Version
10.48.28
PHP Version
8.1.32
Environment
production
Debug Mode
Enabled
URL
new.al-marsd.com
Timezone
Asia/Riyadh
Locale
ar
GET article/{id}/{section_title?}/{title?}/{comment_id?}
status
200 OK
full_url
https://new.al-marsd.com/article/202514/%D8%A2%D8%AE%D8%B1%20%D8%A7%D9%84%D8%A3%D8%AE%D8%A8%D8%A7%D8...
action_name
article.show
controller_action
App\Http\Controllers\Web\ArticleController@show
Theme
Open Button Position
Hide Empty Tabs
Autoshow
Reset to defaults
    status
    200 OK
    full_url
    https://new.al-marsd.com/article/202514/%D8%A2%D8%AE%D8%B1%20%D8%A7%D9%84%D8%A3%D8%AE%D8%A8%D8%A7%D8...
    action_name
    article.show
    controller_action
    App\Http\Controllers\Web\ArticleController@show
    uri
    GET article/{id}/{section_title?}/{title?}/{comment_id?}
    domain
    new.al-marsd.com
    controller
    App\Http\Controllers\Web\ArticleController@show
    file
    app/Http/Controllers/Web/ArticleController.php:37-73
    middleware
    web
    telescope
    View in Telescope
    duration
    257ms
    peak_memory
    48.5MB
    response
    text/html; charset=UTF-8
    request_format
    html
    request_query
    []
    request_request
    []
    request_headers
      0 of 0   
    array:25 [▼
  "x-https" => array:1 [▶
    0 => "1"
  ]
  "user-agent" => array:1 [▶
    0 => "Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)"
  ]
  "upgrade-insecure-requests" => array:1 [▶
    0 => "1"
  ]
  "sec-ch-ua-platform" => array:1 [▶
    0 => ""Windows""
  ]
  "sec-ch-ua-mobile" => array:1 [▶
    0 => "?0"
  ]
  "sec-ch-ua" => array:1 [▶
    0 => ""HeadlessChrome";v="129", "Not=A?Brand";v="8", "Chromium";v="129""
  ]
  "cache-control" => array:1 [▶
    0 => "no-cache"
  ]
  "pragma" => array:1 [▶
    0 => "no-cache"
  ]
  "accept" => array:1 [▶
    0 => "text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.7"
  ]
  "connection" => array:1 [▶
    0 => "Keep-Alive"
  ]
  "sec-fetch-site" => array:1 [▶
    0 => "none"
  ]
  "cf-ipcountry" => array:1 [▶
    0 => "US"
  ]
  "cf-connecting-ip" => array:1 [▶
    0 => "18.223.149.135"
  ]
  "sec-fetch-mode" => array:1 [▶
    0 => "navigate"
  ]
  "sec-fetch-user" => array:1 [▶
    0 => "?1"
  ]
  "cf-visitor" => array:1 [▶
    0 => "{"scheme":"https"}"
  ]
  "sec-fetch-dest" => array:1 [▶
    0 => "document"
  ]
  "priority" => array:1 [▶
    0 => "u=0, i"
  ]
  "x-forwarded-proto" => array:1 [▶
    0 => "https"
  ]
  "cdn-loop" => array:1 [▶
    0 => "cloudflare; loops=1"
  ]
  "accept-encoding" => array:1 [▶
    0 => "gzip, br"
  ]
  "cookie" => array:1 [▶
    0 => "cf_clearance=vDZgxNcUGpXVnRvmvoZiZvFcNHgD_.TUbN4vtGTJ9XI-1744736560-1.2.1.1-B9cGXM7fSWFB72aL596WldHUhSh4QtH0PjTsZsxQSzbMss5.NdGJ40n0jAvRBmrUrr7vk9C68emxMdlY2VNrXug4MpRUNfeKGZ3aN1DgtoO1MU1cRGNlaLnqZVjbLBOi4XANFZQbYzWLOAjfONaucafZODRbnxuAdv9As1706CLm6Mlo12qveptam3Mi9oJA3o5GrmL7Z400n6bJdNZ2StJGmqdCLCw2GYlwg2b_Of_nKj.CX1rAaHTaj2E8K8wfWknMrLh32gNBOefJZhgA_D41rs0HTgymqzPCMen3._4fWIOM6BhXcCgvWBlKg1D69sUc8XPuz_IdaJwZczlBqObNu4FCnoc8Q_291K_NOXM; XSRF-TOKEN=eyJpdiI6Ilg1M01ZTGtRNVdrdnRWbE5mSjhNc1E9PSIsInZhbHVlIjoiR29JK2dpcHMxbzFyTk5PZWp6dTVBWllpSzJxWGcwdGk5MDRmanNsdVYvM3R6amdnWkJYbStOZWVma3pKMnAyOWZ6SDNhOUg0UnVSQXg5VTRYUzRZSG5XbGQvaEFjY2xCQlhwZHRwS01SRWtzZlRVdU1laXlkbmtmZ2VSNjFRVTUiLCJtYWMiOiI0MzkxZTk1Y2FkMTdhZGE4OWFkMTA4MDAyZmJkNjY5ODZmZTNmYzRkYjA5NmNhMTBjYzY0ZjMyMjJlOGZjYTBmIiwidGFnIjoiIn0%3D; al_marsad_session=eyJpdiI6ImE2VnlsVS90bnRESFFMQ1g1REhNUlE9PSIsInZhbHVlIjoiSXg3MC9ha2V5T05PWFlPbDkyeGpZNG5mVTR2QzkzeHB4djFKL0VIU0tVbEZORU94aWlUYzQ5TW1TYmdCMThRK2s0b0R6cTR3V0dMOEdlYmZrOWlUZERqeTRJTitiTDdjd3gxaThFaUxzOHplTjFuVGdnRWJyaTlHL1FMVE43czEiLCJtYWMiOiJjOTJkYzhhYjIwNTdhNDVkNzgzMTIzNTdlZGQ5NGRjMTFmMzUwMjNmMGJkMWNiZTI1ZGUzYjZlMWRmNDlmMjg2IiwidGFnIjoiIn0%3D ◀cf_clearance=vDZgxNcUGpXVnRvmvoZiZvFcNHgD_.TUbN4vtGTJ9XI-1744736560-1.2.1.1-B9cGXM7fSWFB72aL596WldHUhSh4QtH0PjTsZsxQSzbMss5.NdGJ40n0jAvRBmrUrr7vk9C68emxMdlY2VNr ▶"
  ]
  "host" => array:1 [▶
    0 => "new.al-marsd.com"
  ]
  "x-forwarded-for" => array:1 [▶
    0 => "18.223.149.135"
  ]
  "cf-ray" => array:1 [▶
    0 => "930d031e48a9111b-ORD"
  ]
]
    request_cookies
      0 of 0   
    array:3 [▼
  "cf_clearance" => null
  "XSRF-TOKEN" => "me6pKcpE4JABpEpRPu0MgUl6a2aI2WufEYp8XLKI"
  "al_marsad_session" => "v0g3PeQbsTFioT7KjEhueQPnbrGA05LdYJeWRTLp"
]
    response_headers
      0 of 0   
    array:3 [▼
  "content-type" => array:1 [▶
    0 => "text/html; charset=UTF-8"
  ]
  "cache-control" => array:1 [▶
    0 => "no-cache, private"
  ]
  "date" => array:1 [▶
    0 => "Tue, 15 Apr 2025 17:02:43 GMT"
  ]
]
    session_attributes
      0 of 0   
    array:5 [▼
  "_token" => "me6pKcpE4JABpEpRPu0MgUl6a2aI2WufEYp8XLKI"
  "flasher::envelopes" => []
  "PHPDEBUGBAR_STACK_DATA" => []
  "_previous" => array:1 [▶
    "url" => "https://new.al-marsd.com/article/197512/%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF/%D8%A8%D8%B4%D8%B1%D9%89-%D8%B3%D8%A7%D8%B1%D8%A9--%D8%A3%D9%85%D8%A7%D9%86%D8%A9-%D8%A7%D9%84%D8%B1%D9%8A%D8%A7%D8%B6-%D8%AA%D9%84%D8%BA%D9%8A-%D8%B9%D9%82%D8%AF-%D8%A8%D8%B1%D9%86%D8%A7%D9%85%D8%AC-%D8%A5%D8%AC%D8%A7%D8%AF%D8%A9-%D9%88-%D8%AA%D8%B3%D8%AA%D8%A8%D8%AF%D9%84%D9%87-%D8%A8%D8%A8%D8%B1%D9%86%D8%A7%D9%85%D8%AC--%D9%85%D8%AB%D9%84--%D9%84%D9%84%D8%B1%D9%82%D8%A7%D8%A8%D8%A9-%D8%A7%D9%84%D8%A8%D9%84%D8%AF%D9%8A%D8%A9 ◀https://new.al-marsd.com/article/197512/%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF/%D8%A8%D8%B4%D8%B1%D9%89-%D8%B3%D8%A7%D8%B1%D8%A9--%D8%A3%D9%85%D8%A7%D9%86%D8%A9-% ▶"
  ]
  "_flash" => array:2 [▶
    "old" => []
    "new" => []
  ]
]
    • Booting (123ms)time
    • Application (133ms)time
    • Routing (3.59ms)
    • Preparing Response (84.4ms)
    • View: web.singleviews
    • View: web.components.metaviews
    • View: web.components.dateviews
    • View: web.components.social-sharingviews
    • View: components.smart-ad-componentviews
    • View: components.smart-ad-componentviews
    • View: web.layouts.masterviews
    • View: web.layouts.headerviews
    • View: web.layouts.footerviews
    • View: components.smart-ad-componentviews
    • 1 x Application (51.86%)
      133ms
      1 x Booting (48.14%)
      123ms
      1 x Preparing Response (32.97%)
      84.40ms
      1 x Routing (1.4%)
      3.59ms
      10 x View (0%)
      0μs
      10 templates were rendered
      • web.singlesingle.blade.php#?blade
      • web.components.metameta.blade.php#?blade
      • web.components.datedate.blade.php#?blade
      • web.components.social-sharingsocial-sharing.blade.php#?blade
      • components.smart-ad-componentsmart-ad-component.blade.php#?blade
      • components.smart-ad-componentsmart-ad-component.blade.php#?blade
      • web.layouts.mastermaster.blade.php#?blade
      • web.layouts.headerheader.blade.php#?blade
      • web.layouts.footerfooter.blade.php#?blade
      • components.smart-ad-componentsmart-ad-component.blade.php#?blade
      8 statements were executednew_mainnew_comments10.12ms
      • ArticleController.php#40new_mainConnection Established
        Backtrace
        • app/Http/Controllers/Web/ArticleController.php:40
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:260
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:205
      • ArticleController.php#40new_main2.79msselect * from `articles` where `status` = 1 and `articles`.`id` = '202514' and `articles`.`deleted_at` is null limit 1
        Bindings
        • 0: 1
        • 1: 202514
        Backtrace
        • app/Http/Controllers/Web/ArticleController.php:40
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:260
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:205
      • ArticleController.php#40new_main990μsselect `sections`.*, `article_section`.`article_id` as `pivot_article_id`, `article_section`.`section_id` as `pivot_section_id` from `sections` inner join `article_section` on `sections`.`id` = `article_section`.`section_id` where `article_section`.`article_id` in (202514) and `sections`.`deleted_at` is null
        Backtrace
        • app/Http/Controllers/Web/ArticleController.php:40
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:260
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:205
      • ArticleController.php#77new_commentsConnection Established
        Backtrace
        • app/Http/Controllers/Web/ArticleController.php:77
        • app/Http/Controllers/Web/ArticleController.php:70
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:260
      • ArticleController.php#80new_comments2.75msselect count(*) as aggregate from `comments` where `status` in (1, 2) and `article_id` = '202514' and `type` = 1 and `comments`.`deleted_at` is null
        Bindings
        • 0: 1
        • 1: 2
        • 2: 202514
        • 3: 1
        Backtrace
        • app/Http/Controllers/Web/ArticleController.php:80
        • app/Http/Controllers/Web/ArticleController.php:70
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:260
      • ArticleController.php#85new_comments750μsselect count(*) as aggregate from `comments_archive` where `status` in (1, 2) and `article_id` = '202514' and `type` = 1
        Bindings
        • 0: 1
        • 1: 2
        • 2: 202514
        • 3: 1
        Backtrace
        • app/Http/Controllers/Web/ArticleController.php:85
        • app/Http/Controllers/Web/ArticleController.php:70
        • vendor/laravel/framework/src/Illuminate/Routing/Controller.php:54
        • vendor/laravel/framework/src/Illuminate/Routing/ControllerDispatcher.php:43
        • vendor/laravel/framework/src/Illuminate/Routing/Route.php:260
      • helpers.php#454new_comments1.31msselect count(*) as aggregate from `comments` where `status` in (1, 2) and `article_id` = 202514 and `comment_id` is null and `type` = 1 and `comments`.`deleted_at` is null
        Bindings
        • 0: 1
        • 1: 2
        • 2: 202514
        • 3: 1
        Backtrace
        • app/Helpers/helpers.php:454
        • app/Helpers/helpers.php:463
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:69
      • helpers.php#460new_comments740μsselect count(*) as aggregate from `comments_archive` where `status` in (1, 2) and `article_id` = 202514 and `type` = 1 and `comment_id` is null
        Bindings
        • 0: 1
        • 1: 2
        • 2: 202514
        • 3: 1
        Backtrace
        • app/Helpers/helpers.php:460
        • app/Helpers/helpers.php:463
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
        • vendor/laravel/framework/src/Illuminate/View/Engines/PhpEngine.php:58
        • vendor/livewire/livewire/src/ComponentConcerns/RendersLivewireComponents.php:69
      • header.blade.php#103new_main450μsselect * from `settings` where `name` = 'show_matches_section_main' limit 1
        Bindings
        • 0: show_matches_section_main
        Backtrace
        • view::web.layouts.header:103
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:396
        • vendor/laravel/framework/src/Illuminate/Cache/CacheManager.php:429
        • view::web.layouts.header:104
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
      • header.blade.php#107new_main340μsselect * from `settings` where `name` = 'show_matches_section_sport' limit 1
        Bindings
        • 0: show_matches_section_sport
        Backtrace
        • view::web.layouts.header:107
        • vendor/laravel/framework/src/Illuminate/Cache/Repository.php:396
        • vendor/laravel/framework/src/Illuminate/Cache/CacheManager.php:429
        • view::web.layouts.header:108
        • vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:124
      App\Models\Section
      2Section.php#?
      App\Models\Article
      1Article.php#?
          ClearShow all
          Date ↕MethodURLData
          #12025-04-15 20:02:43GET/article/202514/%D8%A2%D8%AE%D8%B1%20%D8%A7%D9%84%D8%A3%D8%AE%D8%A8%D8%A7%D8%B1/%D9%87%D9%84-%D8%A7%D9%84%D8%A3%D9%81%D8%B6%D9%84-%D8%B4%D8%B1%D8%A7%D8%A1-%D9%85%D9%86%D8%B2%D9%84-%D8%A3%D9%85-%D8%AA%D8%A3%D8%AC%D9%8A%D8%B1%D9%87-%D8%A8%D8%A7%D9%84%D9%81%D9%8A%D8%AF%D9%8A%D9%88-%D8%A3%D8%B3%D8%AA%D8%A7%D8%B0-%D8%A7%D8%B3%D8%AA%D8%AB%D9%85%D8%A7%D8%B1-%D9%8A%D8%AC%D9%8A%D8%A8-%D9%88%D9%8A%D9%83%D8%B4%D9%81-%D8%B9%D9%86-%D8%A7%D9%84%D8%AD%D9%84-%D8%A7%D9%84%D8%A3%D9%81%D8%B6%D9%841083